Details
Standard Chartered MasterCard
| Interest Rate / APR | Chip Maintenance Fee (Rs) | Cash Advance Fee (Rs) | Annual Fee (Rs) |
|---|---|---|---|
|
42% |
– |
Rs. 1,000 or 3% (whichever is higher) |
5,500 |
Pros
- Free credit facility up to 51 days
- Provides you cash advance facility up to 30% of credit limit
- Avail up to Rs. 6,000 cashback every year on fuel transactions
Cons
- Beware of late fees charges involved with this card
- Excessive use of card may put you in a large debt
Features
- The card can be globally accessed all over the world
- Enjoy worldwide accessibility to approx. 24 Million plus places
- Avail up to 5% cashback rewards on fuel, supermarkets and electronic outlets
- Buy now and pay later facility is also available
- Get 5 supplementary cards for your family
Eligibility
Salaried Person
- Salary requirement not stated by bank
- Age Limit: 21 - 60 years
- Documents required: CNIC, Salary slips, Bank statement, Letter from employer
Self-Employed / Businessmen
- Income requirement not stated by bank
- Age Limit: 21 - 65 years
- Documents required: CNIC, NTN, Proof of business, Bank statement
Other Details
- Maximum Credit Limit: --
- Interest Free Period: 51Days
- Balance Transfer Rate: 42%
- Cash Advance Fee Annual (PKR): 1000Rs or 3% (whichever is higher)
- Cash Advance Rate (%): 42%
- Rewards Program: Cashback
- Reward Points: Get up to 5% instant cashback on your transactions
- Late Payment Fee (PKR): 1200Rs
- Foreign Transaction Fee (PKR): 3.5%
- Targeted For: Salaried Person and Businessmen
- Min. Income for Salaried (PKR): Salary requirement not stated by bank
- Min. Income for Businessman (PKR): Income requirement not stated by bank
- Best Suitable For: Guaranteed cashback
- Minimum Age (Years): 21 Years
- No. of Supplementary Cards: 5
- Payment Network: Mastercard
- Loung Access: --