Details
Standard Chartered Visa Platinum Card
| Interest Rate / APR | Chip Maintenance Fee (Rs) | Cash Advance Fee (Rs) | Annual Fee (Rs) |
|---|---|---|---|
|
42% |
— |
Rs.1,000 or 3% whichever is higher |
10,000 |
Pros
- Free credit facility up to 51 days
- CIP and International lounges access globally
- Provides you cash advance facility up to 30% of credit limit
Cons
- High annual fee
- Beware of late fees charges involved with this card
- Excessive use of card may put you in a large debt
Features
- Worldwide over 20 international and CIP lounges access in Pakistan
- Get hotel and flight reservation with Platinum Travel Desk service
- Get supplementary cards for your family
- Enjoy worldwide accessibility of your Platinum card
- Pay other Credit Card balance with SC Bank Credit Cards
Eligibility
Salaried Person
- Salary requirement not stated by bank
- Age Limit: 21 - 60 years
- Documents required: CNIC, Salary slips, Bank statement, Letter from employer
Self-Employed / Businessmen
- Income requirement not stated by bank
- Age Limit: 21 - 65 years
- Documents required: CNIC, NTN, Proof of business, Bank statement
Other Details
- Maximum Credit Limit: --
- Interest Free Period: 51 Days
- Balance Transfer Rate: 42%
- Cash Advance Fee Annual (PKR): Rs.1,000 or 3% whichever is higher
- Cash Advance Rate (%): 42%
- Rewards Program: Reward Points
- Reward Points: 5 reward point for every PKR 200 spend
- Late Payment Fee (PKR): 1200Rs
- Foreign Transaction Fee (PKR): 3.5%
Additional Offers: Enjoy up to 50% discounts on dinning, health centers and retails outlets
- Targeted For: Salaried Person and Businessmen
- Min. Income for Salaried (PKR): Salary requirement not stated by bank
- Min. Income for Businessman (PKR): Income requirement not stated by bank
- Best Suitable For: High net worth individuals
- Minimum Age (Years): 21 Years
- No. of Supplementary Cards: --
- Payment Network: Visa
- Loung Access: CIP lounges