Details
HBL Platinum Credit Card
| Interest Rate / APR | Chip Maintenance Fee (Rs) | Cash Advance Fee (Rs) | Annual Fee (Rs) |
|---|---|---|---|
|
40% |
Nill |
Rs.900 or 3% whichever is higher |
14,000 |
Pros
- Free credit facility upto 51 days
- Annual fee will be waived on Rs,100,000 spendings within two months of the statement generation date
- Free international airport lounge access through Visa Lounge Key
- Avail unlimited discounts on hotel booking
- Use your card for the foreign transaction and get rewards
Cons
- High annual fee
- Beware of late fees charges involved with this card
- Excessive use of card may put you in a large debt
Features
- Now watch every transaction with SMS alert service
- Provides you customer assistance services all over the world
- Avail 10% - 25% discount on grocery, shopping malls, cosmetics and restaurants
- Avail balance transfer facility at the lowest rate
- Pay your utility bills with your credit card
Eligibility
Salaried Person
- Salary requirement not stated by bank
- Age Limit: 21 - 60 years
- Documents required: CNIC, Salary slips, Bank statement, Letter from employer
Self-Employed / Businessmen
- Income requirement not stated by bank
- Age Limit: 21 - 65 years
- Documents required: CNIC, NTN, Proof of business, Bank statement
Other Details
- Maximum Credit Limit: 2,000,000
- Interest Free Period: 51 Days
- Balance Transfer Rate: 24%
- Cash Advance Fee Annual (PKR): Rs.900 or 3% whichever is higher
- Cash Advance Rate (%): 40%
- Rewards Program: HBL CreditCard Rewards Program
- Reward Points:3 reward point for every PKR 25 spend
- Late Payment Fee (PKR): 1,600
- Foreign Transaction Fee (PKR): 3%
- Targeted For: Salaried Person and Businessmen
- Min. Income for Salaried (PKR): Salary requirement not stated by bank
- Min. Income for Businessman (PKR): Income requirement not stated by bank
- Best Suitable For: High net worth individuals
- Minimum Age (Years): 21 Years
- No. of Supplementary Cards: 6
- Payment Network: Visa
- Loung Access: Worldwide