Details

Faysal Bank Islami Noor Titanium Credit Card

Interest Rate / APR Chip Maintenance Fee (Rs) Cash Advance Fee (Rs) Annual Fee (Rs)

40%

850

Rs.1,000 or 3% (whichever is higher)

10,000

Pros

  • Fully Shariah Compliant Card
  • Credit limit up to 55 days
  • Avail unlimited offers and discounts worldwide

Cons

  • High annual fee
  • Excessive use of the card may put you in a large debt
  • Beware of late fees charges involved with this card

Features

  • Offers you complementary lifestyle combined with a number of high-end benefits
  • Enjoy complimentary access to over 10+ airport lounges Worldwide
  • Redeem your reward points over 300+ retail partners outlets
  • Redeem your reward points by paying in the charitable organization
  • Shop online anywhere by using Islami Noor Platinum credit card
  • Withdraw advance cash from Credit Card and pay into easy installments
  • 0% Installment plan is available on various products with no early settlement charges
  • Strong Mastercard network globally accepted

Eligibility

Salaried Person

  • Minimum Salary Requirement: Rs 200,000
  • Age Limit: 18 - 65 years
  • Documents required: CNIC, Salary slips, Bank statement, Letter from employer

Self-Employed / Businessmen

  • Minimum income: Rs 200,000
  • Age Limit: 18 - 65 years
  • Documents required: CNIC, NTN, Proof of business, Bank statement

Other Details

  • Maximum Credit Limit: 700,000
  • Interest Free Period: 55 Days
  • Balance Transfer Rate: 32.4%
  • Cash Advance Fee Annual (PKR): 1,000 or 3% whichever is higher
  • Cash Advance Rate (%): 39%
  • Rewards Program: Reward Points
  • Reward Points: 3x reward point on Donations & Charities
  • Late Payment Fee (PKR): 1500Rs
  • Foreign Transaction Fee (PKR): 3.5%
  • Targeted For: Salaried Person and Businessmen
  • Min. Income for Salaried (PKR):200,000
  • Min. Income for Businessman (PKR): 200,000
  • Best Suitable For: High net worth individuals
  • Minimum Age (Years): 18 Years
  • No. of Supplementary Cards: --
  • Payment Network: Mastercard
  • Loung Access: Complimentary International Airport