Details
Askari Gold Credit Card
| Interest Rate / APR | Chip Maintenance Fee (Rs) | Cash Advance Fee (Rs) | Annual Fee (Rs) |
|---|---|---|---|
|
42% |
850 |
1,450 or 3.5% whichever is higher |
7,000 |
Pros
- Free credit facility up to 51 days
- Free CIP lounge access
- Annual fee will be waived on 30% spendings within three months of the card issuance date
- Avail unlimited rewards against spending
- Get supplementary cards for your family
Cons
- Excessive use of card may put you in a large debt
- Beware of late fees charges involved with this card
Features
- Convert any transaction of Rs. 10,000 or above into easy monthly instalment plan
- The card can be globally accessed all over the world
- Pay other credit card balance with Askari Bank credit card at the lowest rate
- Get up to 5 supplementary cards for your family
- FREE insurance that provides you cover against personal accident and travel inconvenience
Eligibility
Salaried Person
- Salary requirement not stated by bank
- Age Limit: 21 - 60 years
- Documents required: CNIC, Salary slips, Bank statement, Letter from employer
Self-Employed / Businessmen
- Income requirement not stated by bank
- Age Limit: 21 - 65 years
- Documents required: CNIC, NTN, Proof of business, Bank statement
Other Details
- Maximum Credit Limit: Up to 5-6 times of salary
- Interest Free Period: 51Days
- Balance Transfer Rate: 24%
- Cash Advance Fee Annual (PKR): 1,450 or 3.5% whichever is higher
- Cash Advance Rate (%): 39.60%
- Rewards Program: Askari Reward Points
- Reward Points: Gain 1 reward point for every PKR 50 spend
- Late Payment Fee (PKR): 1500Rs
- Foreign Transaction Fee (PKR): 4%
Additional Offers: Enjoy up to 50% discounts on dinning, health centers and retails outlets
- Targeted For: Salaried Person and Businessmen
- Min. Income for Salaried (PKR): Salary requirement not stated by bank
- Min. Income for Businessman (PKR): Income requirement not stated by bank
- Best Suitable For: Discounts & rewards
- Minimum Age (Years): 21 Years
- No. of Supplementary Cards: 5
- Payment Network: MasterCard
- Loung Access: Free CIP lounges access