Details
Faysal Bank Islami Noor Titanium Credit Card
| Interest Rate / APR | Chip Maintenance Fee (Rs) | Cash Advance Fee (Rs) | Annual Fee (Rs) |
|---|---|---|---|
|
40% |
850 |
Rs.1,000 or 3% (whichever is higher) |
7,750 |
Pros
- Fully Shariah Compliant Card
- Credit limit up to 55 days
- Avail unlimited offers and discounts worldwide
- The card is globally accepted all over the world
Cons
- High interest rate however offers top-end benefits
- Beware of late fees charges involved with this card
Features
- Enjoy complimentary access to over 10+ airport lounges Worldwide
- Redeem your reward points over 300+ retail partners outlets
- Redeem your reward points by paying in the charitable organization
- Shop online anywhere by using Islami Noor Titanium credit cardount on Hertz car rental services in Pakistan
- Withdraw advance cash from Credit Card and pay into easy installments insurance at 15% discount through concierge service globally
- 0% Installment plan is available on various products with no early settlement charges
- Strong Mastercard network globally accepted
Eligibility
Salaried Person
- Minimum Salary Requirement: Rs 50,000
- Age Limit: 18 - 65 years
- Documents required: CNIC, Salary slips, Bank statement, Letter from employer
Self-Employed / Businessmen
- Minimum income: Rs 100,000
- Age Limit: 18 - 65 years
- Documents required: CNIC, NTN, Proof of business, Bank statement
Other Details
- Maximum Credit Limit: 400,000
- Interest Free Period: 55 Days
- Balance Transfer Rate: 32.4%
- Cash Advance Fee Annual (PKR): 1,000 or 3% whichever is higher
- Cash Advance Rate (%): 39%
- Rewards Program: Reward Points
- Reward Points: 3x reward point on Donations & Charities
- Late Payment Fee (PKR): 1500Rs
- Foreign Transaction Fee (PKR): 3.5%
- Targeted For: Salaried Person and Businessmen
- Min. Income for Salaried (PKR): 50,000
- Min. Income for Businessman (PKR): 100,000
- Best Suitable For: Discounts and rewards
- Minimum Age (Years): 18 Years
- No. of Supplementary Cards: --
- Payment Network: Mastercard
- Loung Access: Complimentary International Airport