Details
Faysal Bank Titanium Credit Card
| Interest Rate / APR | Chip Maintenance Fee (Rs) | Cash Advance Fee (Rs) | Annual Fee (Rs) |
|---|---|---|---|
|
40% |
850 |
1,000 or 3% whichever is higher |
7,750 |
Pros
- Credit limit up to 51 days
- Get double reward points on international spending
- Free CIP lounge access on local Airports
- Get 5 supplementary cards for your family
Cons
- High interest rate however offers top-end benefits
- Beware of late fees charges involved with this card
Features
- Pay other Credit Card balance with Faysal Bank Credit Cards
- Redeem your reward points over 800 retail partners
- The card can be globally accessed all over the world
- Withdraw advance cash from Credit Card and pay into easy installments
- The card offers 0% installment plans from 3 months to 18 months for repayment
Eligibility
Salaried Person
- Minimum Salary Requirement: Rs 50,000
- Age Limit: 18 - 65 years
- Documents required: CNIC, Salary slips, Bank statement, Letter from employer
Self-Employed / Businessmen
- Minimum income: Rs 100,000
- Age Limit: 18 - 65 years
- Documents required: CNIC, NTN, Proof of business, Bank statement
Other Details
- Maximum Credit Limit: 400,000
- Interest Free Period: 51Days
- Balance Transfer Rate: 32.4%
- Cash Advance Fee Annual (PKR): 1,000 or 3% whichever is higher
- Cash Advance Rate (%): 39%
- Rewards Program: Reward Points
- Reward Points: 2 reward point for every PKR 150 spend
- Late Payment Fee (PKR): 1500Rs
- Foreign Transaction Fee (PKR): 3.5%
Additional Offers: Get up to 50% discount on various categories
- Targeted For: Salaried Person and Businessmen
- Min. Income for Salaried (PKR): 50,000
- Min. Income for Businessman (PKR): 100,000
- Best Suitable For: Discounts and rewards
- Minimum Age (Years): 18 Years
- No. of Supplementary Cards: 5
- Payment Network: MasterCard
- Loung Access: CIP lounge