Details
Standard Chartered WorldMiles Credit Card
| Interest Rate / APR | Chip Maintenance Fee (Rs) | Cash Advance Fee (Rs) | Annual Fee (Rs) |
|---|---|---|---|
|
42% |
— |
Rs.1,000 or 3% (whichever is higher) |
10,000 |
Pros
- Free credit facility up to 51 days
- Avail unlimited offers and discounts worldwide
- The card is globally accepted all over the world
Cons
- High annual fee
- High interest rate however offers top-end benefits
- Beware of late fees charges involved with this card
Features
- Enjoy complimentary access to over 20 airport lounges Worldwide
- Get hotel and flight reservation through concierge service globally
- Redeem your reward points and get free airline tickets
- Avail 15% discount on Hertz car rental services in Pakistan
- Avail travel insurance at 15% discount through concierge service globally
- Provides you purchase protection cover up to $20,000 against any loss or theft
Eligibility
Salaried Person
- Salary requirement not stated by bank
- Age Limit: 21 - 60 years
- Documents required: CNIC, Salary slips, Bank statement, Letter from employer
Self-Employed / Businessmen
- Income requirement not stated by bank
- Age Limit: 21 - 65 years
- Documents required: CNIC, NTN, Proof of business, Bank statement
Other Details
- Maximum Credit Limit: --
- Interest Free Period: 51Days
- Balance Transfer Rate: 42%
- Cash Advance Fee Annual (PKR): Rs. 1,000 or 3% (whichever is higher)
- Cash Advance Rate (%): 42%
- Rewards Program: WorldMiles
- Reward Points: 1 worldmile point for every PKR 40 spend
- Late Payment Fee (PKR): 1200Rs
- Foreign Transaction Fee (PKR): 3.5%
- Targeted For: Salaried Person and Businessmen
- Min. Income for Salaried (PKR): Salary requirement not stated by bank
- Min. Income for Businessman (PKR): Income requirement not stated by bank
- Best Suitable For: Frequent travelers
- Minimum Age (Years): 21 Years
- No. of Supplementary Cards: 5
- Payment Network: Visa
- Loung Access: 22 airports lounges