Details
UBL Silver Credit Card
| Interest Rate / APR | Chip Maintenance Fee (Rs) | Cash Advance Fee (Rs) | Annual Fee (Rs) |
|---|---|---|---|
|
41.99% |
Nill |
1000 or 3% whichever is higher |
4,000 |
Pros
- Free credit limit up to 51 days
- Provides you cash advance facility up to 70% of credit limit
- The card can be globally accessed all over the world
Cons
- High interest rate however offers top-end benefits
- Beware of late fees charges involved with this card
Features
- Enjoy attractive discounts on shopping and dinning
- Avail cash advance and balance transfer facility at the lowest rate
- Payback your other credit card’s outstanding in equal installments of 3 to 36 months at lowest markup rate
- Provides you insurance cover against travel inconvenience and Medical related emergencies
- Pay your outstanding amount on easy monthly installment instead of the complete amount
- Avail various insurance plans through your card and secure your family future
- Get 6 supplementary cards for your family
Eligibility
Salaried Person
- Salary requirement not stated by bank
- Age Limit: 21 - 60 years
- Documents required: CNIC, Salary slips, Bank statement, Letter from employer
Self-Employed / Businessmen
- Income requirement not stated by bank
- Age Limit: 21 - 65 years
- Documents required: CNIC, NTN, Proof of business, Bank statement
Other Details
- Maximum Credit Limit: Up to 5-6 times of salary
- Interest Free Period: 51Days
- Balance Transfer Rate: 28%
- Cash Advance Fee Annual (PKR): 1000 or 3% whichever is higher
- Cash Advance Rate (%): 41.99%
- Rewards Program: UBL PSO Road Miles
- Reward Points: Get free fuel from any PSO outlet on spending Rs. 5000 or more
- Late Payment Fee (PKR): 1600Rs
- Foreign Transaction Fee (PKR): 4.5%
Additional Offers: Get up to 50% discount on various categories
- Targeted For: Salaried Person and Businessmen
- Min. Income for Salaried (PKR): Salary requirement not stated by bank
- Min. Income for Businessman (PKR): Income requirement not stated by bank
- Best Suitable For: Discounts and rewards
- Minimum Age (Years): 21 Years
- No. of Supplementary Cards: 6
- Payment Network: Visa
- Loung Access: --